Income-Based Repayment (IBR) – Edfinancial Services
The quickest and easiest way to submit your request for IBR is online. You will need your FSA ID, personal information, spouse information (if applicable), and income information to complete …
Student Loans Can Now Access Key Repayment Plan After ...
5 days ago · The Education Department announced a long-delayed expansion of a key repayment plan for student loans this week, paving the way for more borrowers to apply.
IBR in 2025: How It Works, Who Qualifies, and What Happens Next
Oct 28, 2025 · Income-Based Repayment (IBR) is a federal repayment plan that sets your monthly payment based on your income and family size, not your loan balance. Most …
Major IBR Changes Arrive as Millions Prepare to Exit SAVE
As we approach the end of December, major student-loan policy changes are coming into focus and one of the most significant involves Income-Based Repayment (IBR). At the same time, …
Student loan borrowers may qualify for lower bills under IBR ...
Dec 1, 2025 · IBR is one of the Education Department's income-driven repayment plans, or IDRs. Congress created the first IDR plans in the 1990s with the goal of making student loan …
IBR Eligibility Rules Changed To Remove Financial Hardship ...
Dec 18, 2025 · With the hardship test removed, more borrowers can now enter IBR, which requires monthly payments equal to 10% of discretionary income and offers loan cancellation …
Understanding Income-Based Repayment (IBR)
Sep 26, 2025 · IBR can lower monthly bills and qualify for student loan forgiveness. The Income-Based Repayment plan better known as IBR is one of the most popular federal student loan …
More Student-Loan Borrowers Now Eligible for Cheaper Payments ...
6 days ago · IBR plans give borrowers monthly payments based on their incomes, with student-loan forgiveness after 20 or 25 years, depending on when they first took out the loan.
Department of Education Pauses Student Loan Forgiveness Under ...
Jul 22, 2025 · The Department of Education is temporarily forgoing student loan forgiveness for borrowers under the Income-Based Repayment plan, also known as IBR.
Income-Based Repayment Plan for Student Loans | IBR Guide
Learn how the Income-Based Repayment Plan lowers federal student loan payments. Check IBR eligibility, benefits, and how to apply.