When credit card debt feels unmanageable, some borrowers look for ways to change the terms — but is that possible?

Bounced payments, especially if you make more than one returned payment on the account, can prompt the card issuer to freeze ...

Experts say slower debt growth and lower rates could give consumers new opportunities to pay down balances and save money.

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to enrolling in a structured debt management program. Each option promises ...

Credit and debit card spending was up in October, and it’s only expected to rise as the holiday season gets underway. Avoid more debt and gift yourself debt relief instead with these tips.

Elevated interest rates and high living costs continue to strain retiree budgets as we head into 2026. A recent AARP study ...

Multiple events impacted the credit card ecosystem in 2025. The CardRates team will continue to track these stories, as well ...

Colorado’s cannabis dispensaries could get a long-awaited tax break and easier access to traditional banking services ...

Cantankerous and increasingly cautious consumers — perhaps put on edge by seemingly shrinking paychecks, a weaker job market and stubbornly high prices — gave the Federal Reserve more room to cut ...

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed ...

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

Marcus Satterfield has a good job in Virginia Beach and makes decent pay, and he has never really had to fret about providing for his young daughter – especially around the holidays.