Nobody enjoys losing money to the IRS, and if given the choice, most of us would probably opt to hold off on paying taxes for as long as possible. Thankfully, there's a way to do just that. It's ...

Trump Accounts promise a simple pitch: a government-blessed way to invest for a child's future, with a $1,000 head start for some newborns and tax-deferred growth along the way. The reality is more ...

Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

A deferred annuity is a long-term investment that grows tax-deferred and provides income in retirement. Interest earnings accumulate without immediate taxes, allowing savings to grow. Taxes are paid ...

If you’re investing for retirement, where you put your money matters. Retirement accounts offer tax incentives to help you save money on your tax bill and grow your investment accounts. But while ...

When it comes to building wealth, few strategies are as powerful yet overlooked as tax deferral. While compound interest often steals the spotlight, combining it with tax deferral can create ...

Tax-deferred investment accounts are subject to required minimum distribution (RMD) rules, meaning withdrawals become obligatory at a certain age. Retirees who have not yet taken an RMD in 2025 and do ...

It’s no secret that annuities play a pivotal role in retirement planning, providing a steady income. Despite certain tax advantages, annuity taxation has several intricacies that must be understood ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Start with your taxable brokerage and savings accounts. These accounts offer ...