Mortgage rates, 2026 forecasts
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Freddie Mac’s latest Primary Mortgage Market Survey (PMMS) shows the average 30-year fixed-rate mortgage (FRM) fell to 6.15% this week. “After sta
Mortgage rates remain steady near 6.4% as analysts predict a 14% increase in 2026 home sales and tighter mortgage spreads.
The two main factors currently influencing mortgage rates — inflation and the labor market — are pulling in opposite directions. What does that mean for homebuyers?
But now let's look ahead to 2026. Sellers and estate agents will be required to provide buyers with more details about a property upfront. The government is also consulting on introducing mandatory qualifications and a new code of practice for estate, letting and managing agents.
Inventory is back to normal and mortgage rates are forecast between 5.75% and 6.75%, shaping a steadier housing market in 2026.
High inflation and a weak job market will be the big storyline in 2026. Mortgage-minded consumers buying and refinancing will be the big winners as rates are going to dip into the 5% range. Those are my big predictions. Come and see what else my crystal ...
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Trump's plan has already pushed mortgage rates down, but industry experts say they're skeptical of a long-term impact on housing affordability.