Chris Jennings is formally a writer and editor with more than seven years of experience in the personal finance and mortgage space. He enjoys simplifying complex mortgage topics for first-time ...

Learn how much you may qualify to borrow, based on income, interest rate, debts and other expenses. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

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Accurately calculating your monthly mortgage payment can be a critical first step when determining your budget. Enter your details below to figure out what you might pay each month.

A mortgage note, also known as a promissory note, is a legal agreement to repay your mortgage. It outlines the terms agreed upon between you and your lender, including the amount you owe, your ...

If you’re facing higher mortgage rates when your current deal expires, it’s worth considering using the flexible feature of a home loan that allows you to soften the blow. By overpaying on your ...

Rachel Witkowski is an award-winning journalist whose 20-year career spans a wide range of topics in finance, government regulation and congressional reporting. Ms. Witkowski has spent the last decade ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.