Life insurance can be an essential part of financial planning. The right policy can replace your income if you were to die suddenly or help you establish a financial legacy for your heirs. But does ...

Reviewed by Thomas J. Catalano Fact checked by Vikki Velasquez Key Takeaways Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed ...

Find out more about its costs and coverage options.

Life insurance can be worth it if you have dependents or shared financial obligations. It offers critical financial support for those left behind, but the decision ultimately depends on your ...

Life insurance provides financial protection by offering a payout to loved ones after your death, helping cover expenses, replace income, and secure their future.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

With open enrollment season underway, many seniors now find themselves combing through their Medicare supplemental and health insurance options. Finding the right policy now can both improve coverage ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...

Who does and doesn’t need coverage, and how to find an inexpensive policy Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.