The “interest-free period” is not a flat promise for everyone. It depends on your billing cycle timing, whether you paid the ...

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

For example, the Prime Rate is currently 6.75%. There’s nothing preventing a card issuer from tweaking a new customer offer ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Balance transfer credit cards offer you up to 21 months of interest-free payments. When used properly, balance transfer cards can save you thousands of dollars. Keep an eye out for balance transfer ...

INDIANAPOLIS — The saying goes, "You don't get what you don't ask for," and the same rule applies if you want a lower credit card interest rate. Matt Schulz, with LendingTree, said their survey found ...

Most economically literate people generally understand that price controls are a bad idea, leading to outcomes such as shortages and rationing of goods and services. But when it comes to credit cards, ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...