Explore how aggregate limits of liability work in insurance, their impact on policy coverage, and why understanding them is crucial for policyholders.

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Understand broad form property damage endorsements and how modern CGL policies now cover this essential protection for contractors' liability insurance.

The Appellate Division recently held that the unintended and unexpected consequential damages caused by a subcontractor's defective work constitutes "property damage" and an "occurrence" under a ...

Costantino P. Suriano and Daniel Markewich discuss the circumstances under which contractual legal fees in a lawsuit brought by a building owner against an insured contractor might be covered under a ...

How is a claim initiated? The trigger of the claims-made form is the first making of a claim against the insured during the policy period. If the damage occurs today but a claim is not made until ...

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“Given the potential coverage gap for copyright infringement in connection with AI output in CGL policies, AI developers should consider procuring specific intellectual property or media liability ...

A careful search for insurance coverage should be at or near the top of the checklist of any business that receives a claim brought by a state or federal governmental entity, or private party, ...