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Best CD rates today: December 30, 2025 — earn up to 5.11% APY
After the latest Fed rate cut, the best CD rates today are reaching up to 5.11% APY. Take advantage of these yields before ...
Another Fed rate cut was announced earlier this month, but today's top CDs still offer yields as high as 4.27% APY. Secure a ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
The best short-term CD rates can help you reach your savings goals faster.
GOBankingRates on MSN
Best 6-month CD rates for December 2025
A 6-month certificate of deposit (CD) can be an excellent vehicle for short-term savings. Unlike in the stock market, your money is safely protected in an FDIC- or NCUA-insured account. You also won’t ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...
A CD account can be a great place to store money you don't need right away, as long as you avoid these mistakes.
CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.
Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.
Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...
Six-month CDs continue to offer some of the highest savings yields Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. Six-month CDs ...
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