Discover how mortgage interest works, how it's calculated, and the differences between fixed-rate and adjustable-rate loans. Learn tips to secure lower interest rates.

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

An adjustable-rate mortgage, or ARM, can seem like an enticing offer, as they often offer initially lower rates than the more standard fixed-rate mortgage. But later on, the rate is subject to change ...

An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets at periodic intervals. ARMs have low fixed interest rates at their onset, but often become more costly after the rate starts ...

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

Nakul Mishra is already thinking about refinancing – even before he closes on his first home. The 34-year-old had spent two years searching for the right home in Sacramento to settle into with his ...

“When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over the whole life of the mortgage,” one expert told us. The real estate market ...

The love-it-or-loathe-it adjustable rate mortgage (ARM) is seeing an uptick in activity as the Mortgage Bankers Association reveals 10% of purchase-mortgage applications for the week ending October 3, ...

An adjustable-rate mortgage can save you money early in the loan, but you’ll need to be clear on how much your payment could rise later.